PLANNING FOR RETIREMENT
Everyone needs to plan for their retirement. People are living longer and healthier lives, so it’s even more important to think about how and when to save for retirement and how long to continue working.
Pensions can be confusing and many people don’t know where to begin, especially when there are so many other things to spend your money on. But the truth is that a pension is one of the most effective ways to save money, because you can get tax relief on the money you save in a pension scheme. So, if you do a bit of planning, you can really help yourself get ready for retirement. Making changes now can make a difference to your life in the future. The earlier you start, the better, but don’t assume you’ve left it too late to make decisions about your pension arrangements.
At your selected pension date, you’ll have a number of options to choose from. You don’t have to make these decisions until you’re approaching retirement, when you may want to discuss your options with your financial adviser.
You will have a number of different choices depending on your health, the size of pension pot you have built up, the type of pension you have and how old you are. You don’t have to
buy your retirement income (typically an annuity) from your pension provider. Researching the market to find what is called an ‘open market annuity’ could boost your retirement income significantly.
Our aim is to make your life easier
As Independent Financial Advisers (IFAs) we provide impartial, unrestricted advice that considers every option on the market, so we are free from bias and able to work in your best interests.
We are are directly authorised and regulated by the Financial Conduct Authority, and we provide advice most suited to your personal requirements. We aim to make all this easier for you.
We work for you.
You are at the heart of everything we do.
You can be confident you are being looked after by our long established company with full qualified, experienced advisers.
Our advice and recommendations are personally designed and tailored to meet your specific needs and aspirations.
You are provided with clear, understandable information throughout your dealings with us.
When you deal with us, it is not a one of transaction, we would like you to become a client for life, with regular reviews of all aspects of your financial planning.
That’s how we do it.
Individual & Corporate Financial Planning for
- Business Protection
- Retirement Planning
- Individual Savings Accounts
- Estate Planning
Why Choose Us
We are Independent, we work for you
We have three office locations in North Essex for you to visit
We have been providing advice to our clients since 2002
We have a fabulous support team ready and willing to help you